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 Purchase mortgages are home loans designed to finance the acquisition of a property, allowing borrowers to buy real estate while making scheduled payments over an agreed-upon term. 

 Refinance mortgages are new loans taken out by homeowners to replace their existing mortgages, often with better terms, interest rates, or to access their home's equity. 

 Adjustable-Rate Mortgages (ARMs) are home loans with interest rates that periodically adjust based on predetermined factors, resulting in potential changes to the monthly mortgage payments over the life of the loan. 

 Home Equity Lines of Credit (HELOCs) are revolving credit lines secured by a homeowner's equity in their property, allowing them to borrow funds up to a certain limit and use the home as collateral. 

 Remodeling mortgages for purchase or refinance are specialized loans that include additional funds for renovating or improving a property, allowing borrowers to finance the purchase or upgrade of a home in one package. 

An FHA loan is a government-backed mortgage program that allows eligible borrowers to secure a home loan with a lower down payment and more flexible credit requirements. 

 A VA loan is a mortgage program designed to help eligible veterans, active-duty service members, and their spouses obtain home financing with favorable terms and no down payment. 

 A USDA loan is a type of government-backed mortgage program that offers affordable home financing options with no down payment for eligible rural and suburban borrowers. 

Rehabilitation loans for investors are financial products that provide funding for purchasing and renovating distressed properties, enabling investors to improve the property's condition and value for potential resale or rental income.

 Purchase mortgages for investment properties are loans specifically designed to finance the acquisition of real estate intended for investment purposes, such as rental properties or properties to be held for potential appreciation or resale. 

 Refinance mortgages for investment properties are new loan arrangements that allow real estate investors to replace their existing mortgages with potentially better terms, rates, or cash-out options, aiming to optimize their investment returns. 

 Commercial loans are financial products provided to businesses and investors to finance commercial real estate purchases, operations, or expansion, typically featuring specific terms and requirements tailored for commercial purposes. 

Manufactured home loans for purchase or refinance are financing options designed to facilitate the acquisition or refinancing of factory-built homes, offering specific terms and requirements tailored to this type of housing.

 Construction loans are short-term financing options that provide funds for the construction of a new home or property, with disbursements made in stages as the construction progresses, after which the loan is typically converted into a traditional mortgage. 

 Reverse mortgage loans are financial products that allow homeowners, typically seniors aged 55 or older, to convert part of their home equity into tax-free funds, which they can receive as a lump sum, line of credit, or periodic payments, without the need to make monthly mortgage payments until they move out of the property or pass away.